Certificates of Deposit (CDs)

Certificates of Deposit (CDs)
Summary

Enjoy the increased security of a United Business Bank CD — and earn a competitive interest rate. Certificates of Deposits earn higher fixed rates than savings accounts. We offer a variety of terms to suit your needs, ranging from 30 days to 5 years. You can open an account for as little as a $1,000 and you then may add $1,000 or more per month if you choose. If you want secured savings, put your funds here.

Personal Certificate of Deposit Basics:

  • Guaranteed, fixed-rate returns for the length of your term
  • Higher rates available on longer term CDs
  • Terms available from 30 days up to 5 years
  • One additional deposit of $1,000 or more allowed per month
  • One withdrawal during each term for the interest paid
  • Early withdrawal penalties apply
  • $1,000 minimum deposit to open
  • Various interest payment options available


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