Small Business Loans (SBA)
- Summary
Enjoy lending specifically engineered for small businesses by the United States Small Business Administration (SBA) — alongside the genuine personal service you can expect from United Business Bank.
We offer both 7(a) Loans and 504 Loans to qualifying small business clients. You can enjoy competitive interest rates, lower down payments and extended terms. It's where nationwide government power meets a local community touch — and your small business finds the financing it needs.
Small Business Loan (SBA) Basics:
- Exclusive to small or growing businesses
- Competitive interest rates
- Lower down payments
- Extended terms up to 25 years
- Both 7(a) Loans and 504 Loans available
- Loans guaranteed by the U.S. Small Business Administration
- Local small business understanding and expertise
- Loan decisions made locally
- Enjoy practical, one-on-one personal service
- SBA Application
- Debt Schedule
- Personal Financial Statement
Subject to credit approval.
- SBA Business Express Loan Program
Our SBA Business Express Loan provides a faster, simplified path to the United States Small Business Administration (SBA) guaranteed financing. Designed to be a streamlined version of the SBA 7(a) program, it helps business owners access capital through a more efficient process.
Whether supporting a growing company or helping entrepreneurs take the next step, this solution offers flexible financing backed by the strength of the SBA.
SBA Business Express Loan Basics:
- Loan amounts up to $500,000
- FICO score of 650 or greater
- Exclusive to small or growing businesses
- Versatile use of funds
- Streamlined application and underwriting process
- Competitive interest rates
- Lower down payments
- Extended terms up to 10 years
- Loans partially guaranteed by the U.S. Small Business Administration
- Local small business understanding and expertise
- Enjoy practical, one-on-one personal service
- SBA Application
- Debt Schedule
- Personal Financial Statement
Subject to credit approval.
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