Career Opportunities

We're glad that you're considering an employment opportunity with United Business Bank. We take pride in our work and appreciate our employees. We strive for a work environment that is rewarding; financially and otherwise.


Professional, friendly and energetic are three employee characteristics that we look for and that we believe enhance a company's competitive edge. If these traits are also important to you, and you would like to be considered for employment, please e-mail your resume to Patsy Alejado at palejado@ubb-us.com.


Current Positions Available


Client Service Representative - Floater

Position: Client Service Representative - Floater

Department: Operations

Reports To: Client Service Manager

Location: Floater between Livermore, Pleasanton, and Castro Valley Offices


POSITION DESCRIPTION

The Client Service Representative is responsible for providing a variety of paying and receiving functions for clients in person, via phone, through the mail and through online banking including processing deposits, withdrawals, loan payments, cashier's checks, cash advances, stop payments, tax payments and wires. The CSR is responsible for balancing each day's transactions and verifying cash totals. They perform a broad variety of New Account functions such as opening and closing accounts, renewing certificates of deposit and assisting clients with bookkeeping and checking account problems. The CSR answers clients' questions regarding the Bank's products and services and performs a variety of account maintenance duties. They are responsible for actively cross-selling the Bank's products and services. The CSR performs specific assigned side-jobs including various clerical functions, and assists the Client Service Manager and the Operations Administrator with duties as required. The CSR assists clients promptly, courteously, efficiently and professionally.


Client Service Representative

Position: Client Service Representative

Department: Operations

Reports To: Client Service Manager

Location: Long Beach Branch Office


POSITION DESCRIPTION

The Client Service Representative is responsible for providing a variety of paying and receiving functions for clients in person, via phone, through the mail and through online banking including processing deposits, withdrawals, loan payments, cashier's checks, cash advances, stop payments, tax payments and wires. The CSR is responsible for balancing each day's transactions and verifying cash totals. They perform a broad variety of New Account functions such as opening and closing accounts, renewing certificates of deposit and assisting clients with bookkeeping and checking account problems. The CSR answers clients' questions regarding the Bank's products and services and performs a variety of account maintenance duties. They are responsible for actively cross-selling the Bank's products and services. The CSR performs specific assigned side-jobs including various clerical functions, and assists the Client Service Manager and the Operations Administrator with duties as required. The CSR assists clients promptly, courteously, efficiently and professionally.


Client Service Representative

Position: Client Service Representative

Department: Operations

Reports To: Client Service Manager

Location: Pleasanton Branch Office


POSITION DESCRIPTION

The Client Service Representative is responsible for providing a variety of paying and receiving functions for clients in person, via phone, through the mail and through online banking including processing deposits, withdrawals, loan payments, cashier's checks, cash advances, stop payments, tax payments and wires. The CSR is responsible for balancing each day's transactions and verifying cash totals. They perform a broad variety of New Account functions such as opening and closing accounts, renewing certificates of deposit and assisting clients with bookkeeping and checking account problems. The CSR answers clients' questions regarding the Bank's products and services and performs a variety of account maintenance duties. They are responsible for actively cross-selling the Bank's products and services. The CSR performs specific assigned side-jobs including various clerical functions, and assists the Client Service Manager and the Operations Administrator with duties as required. The CSR assists clients promptly, courteously, efficiently and professionally.


Deposit Service Specialist

Position Title: Deposit Service Specialist

Department: Operations

Reports to: Regional Branch Administrator


POSITION DESCRIPTION

The Deposit Service Specialist is responsible for assisting new and existing clients with establishing deposit products and services including checking accounts, savings accounts, money market accounts, certificates of deposit accounts, online banking services, remote deposit capture and ACH services in a prompt, courteous, efficient and professional manner. This includes visiting existing and potential clients at their place of business and assisting Client Relationship Managers with the same. Daily activities include opening and closing accounts, renewing certificates of deposits, assisting clients with establishing the various cash management products and services and assisting clients with a variety of needs related to online banking, remote deposit capture and other services. The Deposit Service Specialist is also responsible for various Teller functions, including paying and receiving, balancing each day's transactions and verifying cash totals. The Deposit Service Specialist is also responsible for actively cross-selling all of the Bank's products and services. The Deposit Service Specialist will perform other duties as assigned.


SBA Business Development Officer

Position Title: SBA Business Development Officer

Department: SBA Business Development

Reports to: SBA Division Manager

Location: Seattle Downtown Branch Office


POSITION DESCRIPTION

The SBA Business Development Officer will work closely with the SBA Division Manager to develop relationships with prospective clients for our SBA products and services, as well as identifying the financial needs of those clients and filling those needs with the range of products and services offered by United Business Bank. The SBA Business Development Officer will work closely with the SBA Division Manager, and other SBA Department personnel to learn the systems, products and services associated with the SBA lending functions of United Business Bank. They will be responsible for obtaining all the required documentation and compliance for SBA loans, as well as for ensuring that all SBA loans comply with all laws and regulations including SBA SOP.


QUALIFICATIONS

Education/Certification: Bachelors Degree in Business or related field, preferred.

Required Knowledge: Knowledge of general banking concepts, as well as the various regulations and standard banking practices.

Experience Required: Minimum of 3 to 5 years experience in the marketing industry.

Skills/Abilities:

  • Strong oral and written communication abilities.
  • Strong interpersonal skills.
  • Strong business development techniques and cross-selling skills.
  • Good organizational skills.
  • Good personal computer skills, ability to use Word and Excel.
  • Professional appearance, dress and attitude.

Client Relationship Manager

Position Title: Client Relationship Manager

Department: Business Development

Reports to: Chief Lending Officer


POSITION DESCRIPTION

The Client Relationship Manager (CRM) is responsible for developing relationships with prospective clients in the professional and small business market by identifying the financial needs of those clients and to fill those needs with the wide range of products and services offered by United Business Bank. These products and services may include extensions of commercial and/or real estate credits, demand, savings or time deposit account products or other services offered. They are responsible for analyzing a client's loan request and determining whether a loan is within an acceptable risk within the framework of the Bank's policy and for preparing the required documents and submitting it for approval. The CRM is also responsible for providing service to existing client relationships, as well as to represent the Bank through involvement in local civic, social and professional organizations and attendance at their events.


QUALIFICATIONS

Education/Certification: Bachelors Degree in Business or related field.

Required Knowledge: Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.

Experience Required: Minimum of 3 to 5 years experience in the financial services industry.

Skills/Abilities:

  • Strong oral and written communication abilities.
  • Strong math skills.
  • Strong interpersonal skills.
  • Strong business development techniques and cross-selling skills.
  • Ability to identify, analyze and handle credit requests.
  • Good organizational skills.
  • Good personal computer skills, ability to use Word and Excel.
  • Professional appearance, dress and attitude.

Credit Analyst Underwriter

Position Title: Credit Analyst and Underwriter

Department: Loans

Reports to: Credit Administrator

Location: Walnut Creek HQ


POSITION DESCRIPTION

The Credit Analyst and Underwriter is responsible for preparing Credit Authorizations (CA's) to be presented for approval to the Credit Administrator and/or the Chief Credit Officer (CCO) and/or Loan Committee on new loans, renewals and modifications. This process entails evaluating loan applications, spreading of tax returns and financial statements, evaluating credit reports, evaluating appraisals, and determining and making recommendations on the loan structure for a variety of Commercial and Industrial (C&I), Small Business Administration (SBA), Agriculture (Ag), Commercial Real Estate (CRE), Construction and Consumer loans. This position is also responsible for completing CRE Annual Reviews and ongoing loan covenant monitoring for the existing loan portfolio. The Credit Analyst and Underwriter may also be responsible for monitoring loan disbursements and construction loan draws. The position may also assist with managing a portfolio of existing loan relationships and develop and/or make credit presentations to the Loan Committee, when necessary. This position will also perform other duties as assigned.


QUALIFICATIONS

Education/Certification: Bachelors Degree in Math, Business or related field, preferred.

Required Knowledge: Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices.

Experience Required: Minimum of 3 years experience in the lending area of a financial institution.

Skills/Abilities:

  • Strong oral and written communication abilities.
  • Strong math skills. Strong interpersonal skills.
  • Strong interpersonal skills.
  • Strong business development techniques and cross-selling skills.
  • Ability to identify, analyze and handle credit requests.
  • Good organizational skills.
  • Good personal computer skills, ability to use Word and Excel.
  • Professional appearance, dress and attitude.

Data Integrity Analyst

Position Title: Data Integrity Analyst

Department: Finance

Reports to: Investment and Financial Risk Manager

Location: Walnut Creek HQ


POSITION DESCRIPTION

The Data Integrity Analyst will work with members of the Finance, Loan Servicing, Credit Administration and CRA Departments to perform loan and deposit database queries in order to identify missing or incorrect data points. This role will support loan portfolio performance analysis and reporting, perform ongoing loan and deposit database schedule necessary for financial reporting and/or analysis. This position is also responsible for monitoring data integrity trends portfolio and input error rates. This position will work at the direction of the Investment and Financial Risk Manager to learn the systems associated with this position, as well as to work on special project as assigned. This position will also perform other duties as assigned.


QUALIFICATIONS

Education/Certification:

  • Bachelors Degree in Finance, Accounting, Math, Statistics, Business or related field required.
  • Masters Degree in Finance, Accounting, Math, Statistics, Business or related field, preferred.

Required Knowledge:

  • Advanced analytical skills, including demonstrated Excel proficiency with creating, analyzing and updating pivot tables, descriptive statistics, linear programming / optimization and scenario modeling and analysis.
  • Strong analytical skills with the ability to collect, organize, analyze and distribute large amounts of information with a strong attention to detail and accuracy.
  • Performs with minimal supervision assigned duties.

Experience Required: Minimum 2-3 years of Banking or other relevant experience.

Skills/Abilities:

  • Perform complex core processor database queries to obtain relevant data necessary for analysis.
  • Self-motivated with the willingness to learn and dig enthusiastically into new subjects.
  • Good communication skills and ability to professionally interact at any level of the company.
  • Experience with programming data and analytics, Excel Macros/VBA.
  • Ability to evaluate and understand business processes in order to analyze and understand data flow.
  • Commercial banking/commercial real estate, mortgage or financial services experience preferred.
  • Data Visualization development and design preferably utilizing Power Point preferred.
  • Experience with FIS Core processing systems desired.
  • Familiarity with SAS, M&A, including ASC-805/ASU-2016-01 business valuations a plus.
  • Flexibility in responding to changing business requirements.
  • Professional appearance, dress and attitude.