Career Opportunities

We're glad that you're considering an employment opportunity with United Business Bank. We take pride in our work and appreciate our employees. We strive for a work environment that is rewarding; financially and otherwise.


Professional, friendly and energetic are three employee characteristics that we look for and that we believe enhance a company's competitive edge. If these traits are also important to you, and you would like to be considered for employment, please e-mail your resume to Elizabeth O'Farrell at eofarrell@ubb-us.com.


Current Positions Available



Client Service Representative

Position: Client Service Representative

Department: Operations

Reports To: Client Service Manager

Location: Seattle-Tukwila Branch Office


POSITION DESCRIPTION

The Client Service Representative is responsible for providing a variety of paying and receiving functions for clients in person, via phone, through the mail and through online banking including processing deposits, withdrawals, loan payments, cashier's checks, cash advances, stop payments, tax payments and wires. The CSR is responsible for balancing each day's transactions and verifying cash totals. They perform a broad variety of New Account functions such as opening and closing accounts, renewing certificates of deposit and assisting clients with bookkeeping and checking account problems. The CSR answers clients' questions regarding the Bank's products and services and performs a variety of account maintenance duties. They are responsible for actively cross-selling the Bank's products and services. The CSR performs specific assigned side-jobs including various clerical functions, and assists the Client Service Manager and the Operations Administrator with duties as required. The CSR assists clients promptly, courteously, efficiently and professionally.



Deposit Service Specialist

Position: Deposit Service Specialist

Department: Operations

Reports to: Client Service Manager

Location: Walnut Creek Branch Office


POSITION DESCRIPTION

The Deposit Service Officer is responsible for assisting new and existing clients with establishing deposit products and services including checking accounts, savings accounts, money market accounts, certificates of deposit accounts, online banking services, remote deposit capture and ACH services in a prompt, courteous, efficient and professional manner. This includes visiting existing and potential clients at their place of business and assisting Client Relationship Managers with the same. Daily activities include opening and closing accounts, renewing certificates of deposits, assisting clients with establishing the various cash management products and services and assisting clients with a variety of needs related to online banking, remote deposit capture and other services. The Deposit Service Officer is also responsible for various Teller functions, including paying and receiving, balancing each day's transactions and verifying cash totals. The Deposit Service Officer is also responsible for actively cross-selling all of the Bank's products and services. This position will also support the Client Service Manager in other branch duties and at times will be responsible for managing the branch during the absence of the Client Service Manager. The Deposit Service Officer will perform other duties as assigned.



Client Relationship Manager

Position Title: Client Relationship Manager

Department: Business Development

Reports to: Chief Lending Officer

Location: Castro Valley Branch Office


POSITION DESCRIPTION

The Client Relationship Manager (CRM) is responsible for developing relationships with prospective clients in the professional and small business market by identifying the financial needs of those clients and to fill those needs with the wide range of products and services offered by United Business Bank. These products and services may include extensions of commercial and/or real estate credits, demand, savings or time deposit account products or other services offered. They are responsible for analyzing a client's loan request and determining whether a loan is within an acceptable risk within the framework of the Bank's policy and for preparing the required documents and submitting it for approval. The CRM is also responsible for providing service to existing client relationships, as well as to represent the Bank through involvement in local civic, social and professional organizations and attendance at their events.


QUALIFICATIONS

Education/Certification: Bachelors Degree in Business or related field.

Required Knowledge: Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.

Experience Required: Minimum of 3 to 5 years experience in the financial services industry.

Skills/Abilities:

  • Strong oral and written communication abilities.
  • Strong math skills.
  • Strong interpersonal skills.
  • Strong business development techniques and cross-selling skills.
  • Ability to identify, analyze and handle credit requests.
  • Good organizational skills.
  • Good personal computer skills, ability to use Word and Excel.
  • Professional appearance, dress and attitude.

SBA Business Development Officer

Position Title: SBA Business Development Officer

Department: SBA Business Development

Reports to: SBA Division Manager

Location: Seattle Downtown Branch Office


POSITION DESCRIPTION

The SBA Business Development Officer will work closely with the SBA Division Manager to develop relationships with prospective clients for our SBA products and services, as well as identifying the financial needs of those clients and filling those needs with the range of products and services offered by United Business Bank. The SBA Business Development Officer will work closely with the SBA Division Manager, and other SBA Department personnel to learn the systems, products and services associated with the SBA lending functions of United Business Bank. They will be responsible for obtaining all the required documentation and compliance for SBA loans, as well as for ensuring that all SBA loans comply with all laws and regulations including SBA SOP.


QUALIFICATIONS

Education/Certification: Bachelors Degree in Business or related field, preferred.

Required Knowledge: Knowledge of general banking concepts, as well as the various regulations and standard banking practices.

Experience Required: Minimum of 3 to 5 years experience in the marketing industry.

Skills/Abilities:

  • Strong oral and written communication abilities.
  • Strong interpersonal skills.
  • Strong business development techniques and cross-selling skills.
  • Good organizational skills.
  • Good personal computer skills, ability to use Word and Excel.
  • Professional appearance, dress and attitude.

Senior Loan Service Specialist

Position Title: Senior Loan Service Specialist

Department: Loan Department

Reports to: Loan Service Manager

Location: Walnut Creek HQ


POSITION DESCRIPTION

The Senior Loan Service Specialist is responsible for following all bank/department policies and procedures, as well as processing loan payments (advances & pay downs), follow up on loan documentation, loan boarding, processing letter of credit transactions, monitoring interest reserves, monitoring ticklers system, monitoring loan participations, report balancing, loan billing, interest rate changes, and tracking of insurance for renewals and flood notices. The Senior Loan Service Specialist is also responsible for answering client calls and requests promptly, courteously, efficiently and professionally. They are also responsible for assisting the Loan Service Manager and the Loan Operations Manager with additional assignments and/or projects as needed.


QUALIFICATIONS

Education/Certification: High school graduate or equivalent.

Required Knowledge: Knowledge of Loan Documentation, and Note Department policies and procedures. Thorough understanding of banking regulations and standard banking practices.

Experience Required: Minimum of 1-3 years previous banking experience.

Skills/Abilities:

  • Good communication skills.
  • Professional appearance, dress and attitude.
  • Good math skills.
  • Ability to use Microsoft Office software package.
  • Ability to operate related computer hardware and other business equipment including adding machine, typewriter, copy machine, telephone, encoder and paper shredder.

Client Support Specialist

Position Title: Client Support Specialist

Department: Business Development

Reports to: Client Support Manager

Location: Walnut Creek HQ


POSITION DESCRIPTION

The primary responsibility of the Client Support Specialist will be to assist the Client Support Manager with a variety of tasks including: assisting with the technical exception items and, printing, sending, and documenting tickler letters that will be mailed out and assisting in the clean up and maintenance of information in CASH. These tasks will include producing the Technical Exception (TE) report on a weekly basis, reviewing the outstanding items and maintaining the Banks threshold at 12% or less. This will be done through a variety of methods including, letters, phone calls, emails and collaboration with the Client Support Manager (CSM), Client Relationship Managers (CRM) and Portfolio Managers (PM). Upon receipt of outstanding items, the Client Support Specialist will document that they have received these documents, scan documents into the banks environment so that they may be processed and uploaded into FDM, and follow up with the Client Support Manager and Relationship Managers. Additionally, the Client Support Specialist will provide updates to the CSM on a weekly basis, which will include but not be limited too; how many letters have been sent out, and how many are pending as well as what corrections may be needed. The Client Support Specialist will assist the Client Support Manager and the Lending Staff with special projects as needed.


QUALIFICATIONS

Education/Certification: High School Diploma Required.

Required Knowledge: Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.

Experience Required: Minimum of 2 years experience in a financial institution.

Skills/Abilities:

  • Strong oral and written communication abilities.
  • Strong math skills.
  • Strong interpersonal skills.
  • Strong business development techniques and cross-selling skills.
  • Ability to identify, analyze and handle credit requests.
  • Good organizational skills.
  • Good personal computer skills, ability to use Word and Excel.
  • Professional appearance, dress and attitude.


SBA Underwriter

Position Title: SBA Underwriter

Department: SBA

Reports to: SBA Division Manager

Location: Los Angeles SBA Office


POSITION DESCRIPTION

The SBA Underwriter is responsible for following all bank/department policies and procedures, as well as underwriting, documentation, processing and maintenance of lending products and loan files. The UW will conduct in depth credit analysis to provide sufficient information to make a recommendation of approval or denial of new loan requests that adhere to United Business Bank policy and procedures as well as SBA SOP guidelines. They are also responsible for assisting the SBA Division Manager with additional assignments and/or projects as needed.


QUALIFICATIONS

Education/Certification: Bachelor's degree preferred.

Required Knowledge:

  • Thorough understanding of SBA's SOP guidelines
  • Experience in underwriting, financial analysis, or deal structuring in financial services
  • Formal credit training preferred

Experience Required: A minimum of 7 years bank experience in lending or banking.

Skills/Abilities:

  • Expertise in commercial and SBA banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis
  • Ability to perform intermediate level accounting and financial analysis under moderate supervision.
  • Excellent written and communication skills
  • Ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone
  • Good analytical skills including ability to define problems, collect data, establish facts and draw conclusions
  • Basic computer skills including the use of excel, word processing, email and spreadsheets
  • Attention to details


Credit Analyst Underwriter

Position Title: Credit Analyst and Underwriter

Department: Loans

Reports to: Credit Administrator

Location: Walnut Creek HQ


POSITION DESCRIPTION

The Credit Analyst and Underwriter is responsible for preparing Credit Authorizations (CA's) to be presented for approval to the Credit Administrator and/or the Chief Credit Officer (CCO) and/or Loan Committee on new loans, renewals and modifications. This process entails evaluating loan applications, spreading of tax returns and financial statements, evaluating credit reports, evaluating appraisals, and determining and making recommendations on the loan structure for a variety of Commercial and Industrial (C&I), Small Business Administration (SBA), Agriculture (Ag), Commercial Real Estate (CRE), Construction and Consumer loans. This position is also responsible for completing CRE Annual Reviews and ongoing loan covenant monitoring for the existing loan portfolio. The Credit Analyst and Underwriter may also be responsible for monitoring loan disbursements and construction loan draws. The position may also assist with managing a portfolio of existing loan relationships and develop and/or make credit presentations to the Loan Committee, when necessary. This position will also perform other duties as assigned.


QUALIFICATIONS

Education/Certification: Bachelors Degree in Math, Business or related field, preferred.

Required Knowledge: Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices.

Experience Required: Minimum of 3 years experience in the lending area of a financial institution.

Skills/Abilities:

  • Strong oral and written communication abilities.
  • Strong math skills. Strong interpersonal skills.
  • Strong interpersonal skills.
  • Strong business development techniques and cross-selling skills.
  • Ability to identify, analyze and handle credit requests.
  • Good organizational skills.
  • Good personal computer skills, ability to use Word and Excel.
  • Professional appearance, dress and attitude.


Human Resources Assistant

Position Title: Human Resources Assistant

Department: Human Resources

Reports to: Human Resources Manager

Location: Walnut Creek HQ


POSITION DESCRIPTION

The Human Resources Assistant is responsible for ensuring that the day to day activities of the payroll administration are performed accurately, timely and efficiently at all times, as well as supporting the clerical duties within the HR Department. They will support the HR Manager with recruiting efforts. The HR Assistant will ensure that they are updated on current trend and legal requirements to ensure the bank is in compliance with all recruiting and payroll employment laws and regulations. They are responsible to advise the HR Manager of any situations that could pose risk to the bank. They will maintain confidentiality at all times as well as ensure employees are assisted promptly, courteously, efficiently and professionally. The HR Assistant will assist the Payroll/Benefits Manager and the HR Manager with special projects and other duties as assigned.


QUALIFICATIONS

Education/Certification: High school diploma or equivalent. Human Resource Certification a plus

Required Knowledge: One to two years of experience in payroll processing preferred. Experience in Banking a plus.

Experience Required: One to two years experience in a clerical environment, preferably in a financial institution.

Skills/Abilities:

  • Excellent communication skills.
  • Excellent people skills.
  • Exemplary attention to detail.
  • Professional appearance, dress and attitude.
  • Good math skills.
  • Ability to use Microsoft Office software package.
  • Ability to operate related computer hardware and other business equipment including adding machine, PC, copy machine, telephone, encoder and paper shredder.


Assistant Internal Auditor

Position Title: Assistant Internal Auditor

Department: Risk Management

Reports to: Chief Risk Officer

Location: Walnut Creek HQ


POSITION DESCRIPTION

The Assistant Internal Auditor will provide support to the Internal Auditor in conducting independent audits of internal control procedures and financial records to ensure the financial institution is in compliance with laws and regulations. This position will also conduct internal monitoring of the Bank's compliance with the requirements of Federal and State regulatory rules and regulations.


QUALIFICATIONS

Required Knowledge: Knowledge of auditing, banking, lending, compliance, and standard banking practices is a plus.

Education/Certification: Requires Bachelor's Degree in Business Economics.

Experience Required:1 to 3 years of related experience.

Skills/Abilities:

  • Excellent communication and written skills.
  • Excellent training abilities.
  • Excellent problem solving skills.
  • Professional appearance, dress and attitude.
  • Ability to use Microsoft Office software package.
  • Ability to operate related computer hardware and other business equipment including adding machine, typewriter, copy machine, telephone, encoder and paper shredder.